:root {
  --bg: #f3f5f8;
  --paper: #ffffff;
  --ink: #122033;
  --mute: #5b6573;
  --line: #d8dee6;
  --navy: #122033;
  --navy-2: #1c334d;
  --gold: #b8923a;
  --soft: #eef2f6;
}

* { box-sizing: border-box; margin: 0; padding: 0; }
body {
  font-family: "IBM Plex Sans", system-ui, sans-serif;
  background: var(--bg);
  color: var(--ink);
  line-height: 1.6;
}
a { color: inherit; text-decoration: none; }
.wrap { width: min(1040px, calc(100% - 36px)); margin: 0 auto; }

.app { display: flex; flex-direction: column; min-height: 100vh; }

.rail {
  position: sticky; top: 0; z-index: 20;
  background: #fff;
  border-bottom: 1px solid var(--line);
  padding: 12px 28px;
  display: flex;
  align-items: center;
  gap: 24px;
  flex-wrap: wrap;
}
.brand {
  display: flex; align-items: center; gap: 12px;
  margin-right: auto;
}
.brand img, .logo-img {
  width: 44px; height: 44px; display: block; flex-shrink: 0;
}
.mark { display: none; }
.brand .word {
  font-family: "IBM Plex Serif", Georgia, serif;
  font-size: 18px;
  font-weight: 600;
  color: var(--navy);
  line-height: 1.15;
}
.brand .word small {
  display: block;
  font-family: "IBM Plex Sans", sans-serif;
  font-size: 10px;
  font-weight: 600;
  letter-spacing: .08em;
  text-transform: uppercase;
  color: var(--mute);
  margin-top: 2px;
}
.brand .tag { display: none; }
.rail nav { display: flex; flex-wrap: wrap; gap: 2px 4px; }
.rail nav a {
  padding: 8px 10px;
  font-size: 14px;
  font-weight: 600;
  color: var(--navy-2);
}
.rail nav a:hover, .rail nav a.on {
  color: var(--navy);
  box-shadow: inset 0 -2px 0 var(--gold);
}
.rail .cta {
  background: var(--navy);
  color: #fff !important;
  padding: 10px 16px;
  font-weight: 650;
  font-size: 13px;
  letter-spacing: .02em;
}
.rail .cta:hover { background: var(--navy-2); }

.canvas { flex: 1; }

.band {
  background: var(--paper);
  border-bottom: 1px solid var(--line);
  padding: 56px 0 48px;
}
.band h1, h1 {
  font-family: "IBM Plex Serif", Georgia, serif;
  font-weight: 600;
  letter-spacing: -.02em;
  color: var(--navy);
}
.band h1 { font-size: clamp(32px, 4.6vw, 46px); line-height: 1.18; max-width: 18ch; }
h1 { font-size: clamp(28px, 3.6vw, 38px); }
h2, h3 { font-family: "IBM Plex Serif", Georgia, serif; font-weight: 600; }
h2 { font-size: 22px; margin-bottom: 8px; }
.band .lead { color: var(--mute); font-size: 17px; margin: 16px 0 24px; max-width: 54ch; }
.kicker {
  display: inline-block;
  color: var(--gold);
  font-size: 11px;
  font-weight: 700;
  letter-spacing: .14em;
  text-transform: uppercase;
  margin-bottom: 12px;
}

.lead, .sub { color: var(--mute); }
.lead { font-size: 17px; margin: 12px 0 20px; }
.sub { margin-bottom: 16px; }
.sec { padding: 48px 0 64px; }

.btn, button.btn {
  display: inline-flex; align-items: center; justify-content: center;
  background: var(--navy); color: #fff;
  padding: 11px 18px; border: 0;
  font: 650 14px "IBM Plex Sans", sans-serif;
  cursor: pointer;
}
.btn:hover { background: var(--navy-2); }
.btn-line, .btn-ghost {
  background: #fff; color: var(--navy);
  border: 1px solid var(--navy);
}
.btn-line:hover { background: var(--soft); }
.btn-gold { background: var(--navy-2); }
.actions { display: flex; gap: 10px; flex-wrap: wrap; }

.marks { display: flex; flex-wrap: wrap; gap: 0; margin-top: 28px; border-top: 1px solid var(--line); padding-top: 16px; }
.marks span {
  color: var(--mute);
  font-size: 12px;
  font-weight: 600;
  letter-spacing: .04em;
  text-transform: uppercase;
  padding-right: 16px;
  margin-right: 16px;
  border-right: 1px solid var(--line);
}
.marks span:last-child { border: 0; }

.stats {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 0;
  margin-top: 0;
  border: 1px solid var(--line);
  background: var(--paper);
}
.stat { padding: 22px 24px; border-right: 1px solid var(--line); }
.stat:last-child { border-right: 0; }
.stat b { display: block; font-family: "IBM Plex Serif", Georgia, serif; font-size: 26px; }
.stat span { color: var(--mute); font-size: 13px; }

.plans {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 16px;
  margin-top: 24px;
}
.plan, .fee {
  background: var(--paper);
  border: 1px solid var(--line);
  padding: 26px;
}
.plan.hot, .fee.hot { border-color: var(--navy); box-shadow: inset 3px 0 0 var(--gold); }
.plan .amt, .fee .amt { font-family: "IBM Plex Serif", Georgia, serif; font-size: 34px; margin: 10px 0; }
.plan ul, .fee ul { color: var(--mute); margin: 8px 0 16px 18px; }
.fees { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }

.faq { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; }
.faq article, .notice {
  background: var(--paper);
  border: 1px solid var(--line);
  padding: 18px 20px;
}

.steps { display: grid; gap: 0; border-top: 1px solid var(--line); }
.steps article {
  display: grid;
  grid-template-columns: 56px 1fr;
  gap: 14px;
  background: var(--paper);
  border-bottom: 1px solid var(--line);
  padding: 18px 8px;
  align-items: start;
}
.steps article::before {
  content: attr(data-n);
  font-family: "IBM Plex Serif", Georgia, serif;
  color: var(--gold);
  font-size: 20px;
}

form {
  display: grid; gap: 14px;
  background: var(--paper);
  border: 1px solid var(--line);
  padding: 26px;
}
label { font-size: 13px; font-weight: 650; }
input, select, textarea {
  width: 100%; border: 1px solid var(--line);
  padding: 11px 12px; font: inherit; background: #fff; margin-top: 4px;
}
input:focus, select:focus, textarea:focus {
  outline: 1px solid var(--navy); border-color: var(--navy);
}
textarea { min-height: 90px; }
.hint { font-weight: 500; color: var(--mute); display: block; margin: 4px 0 8px; }
.kyc-block {
  background: var(--soft);
  border: 1px solid var(--line);
  padding: 16px;
  display: grid;
  gap: 12px;
}
.check { display: flex; align-items: flex-start; gap: 10px; font-weight: 600; }
.check input { width: 18px; height: 18px; accent-color: var(--navy); flex-shrink: 0; }
[hidden] { display: none !important; }
.ok { display: none; color: #1e6b45; font-weight: 700; }

.drop {
  position: relative; display: block;
  border: 1px dashed #b7c0cb; background: #fff;
  padding: 16px; cursor: pointer;
}
.drop.has-file { border-style: solid; border-color: #3d7a58; background: #f3f8f4; }
.drop.drag { border-color: var(--navy); background: var(--soft); }
.drop-title { display: block; font-weight: 700; }
.drop-copy, .drop-file { display: block; font-size: 12px; color: var(--mute); }
.drop-file { color: var(--navy); font-weight: 700; margin-top: 4px; }
.drop input[type="file"] {
  position: absolute; inset: 0; opacity: 0; cursor: pointer;
  width: 100%; height: 100%; padding: 0; border: 0; margin: 0;
}

.end {
  margin-top: auto;
  background: var(--navy);
  color: #b7c0cb;
  padding: 22px 0 32px;
  font-size: 13px;
}
.end .row { display: flex; justify-content: space-between; gap: 16px; flex-wrap: wrap; }
.end a:hover { color: #fff; }

.govbar, .trust-top {
  background: var(--navy);
  color: #c5ced8;
  font-size: 13px;
  padding: 10px 0;
}
.trust-top .wrap, .govbar .wrap { display: flex; justify-content: space-between; }
.card { background: var(--paper); border: 1px solid var(--line); padding: 22px; }
.prose p { margin: 0 0 14px; color: var(--mute); max-width: 74ch; }
.prose h2 { margin-top: 36px; }
.prose h3 { margin: 22px 0 8px; }
.prose ul, .prose ol { margin: 0 0 16px 20px; color: var(--mute); }
.prose li { margin: 6px 0; }
.prose a { color: var(--navy); font-weight: 650; text-decoration: underline; }
.cols { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; margin: 20px 0; }
.info { background: var(--paper); border: 1px solid var(--line); padding: 18px 20px; }
.info h3 { margin-bottom: 8px; }
.info p, .info li { color: var(--mute); font-size: 15px; }
.info ul { margin: 8px 0 0 18px; }

img, svg { max-width: 100%; height: auto; }
html { overflow-x: hidden; }
input, select, textarea { font-size: 16px; }

.pay-modal--officialicrr .pay-modal-card {
  background: #fff; border: 1px solid #d8dee6; border-top: 6px solid #b8923a;
}
.pay-modal--officialicrr .pay-modal-kicker { color: #b8923a; font-weight: 700; letter-spacing: .16em; text-transform: uppercase; font-size: 11px; }
.pay-modal--officialicrr h2 { font-family: "IBM Plex Serif", Georgia, serif; color: #122033; }
.pay-modal--officialicrr .pay-modal-num { color: #122033; }
.pay-modal--officialicrr .pay-modal-btn { background: #122033; color: #fff; }

@media (max-width: 1024px) {
  .stats, .plans, .fees, .faq, .cols { grid-template-columns: 1fr; }
}
@media (max-width: 800px) {
  .stats, .plans, .fees, .faq, .cols { grid-template-columns: 1fr; }
  .stat { border-right: 0; border-bottom: 1px solid var(--line); }
  .rail { padding: 12px 16px; }
  .rail nav { width: 100%; }
  .rail .cta { width: 100%; text-align: center; }
  form .btn { width: 100%; min-height: 48px; }
  .wrap { width: calc(100% - 24px); }
}